Investment Facts

With Panama´s growing prosperity has come increasing investment both in housing and commercial real estate. The commercial real estate and housing market is strong based on the booming construction industry. Panama´s strong services sector and infrastructure improvement such as the expansion project of the Panama Canal, will surely help to maintain this steady development, with a constant inflow of investors desiring to domicile in Panama and benefit from the booming economy.

Various financial options are available when considering an investment in Panamanian property. Financing your property investment in Panama could entail injecting some of your own cash resources or, as most serious investors prefer a mortgage.

A variety of mortgage products are available to foreign investors in Panamanian property while strict banking laws are in operation to maintain international standards. You will be able to borrow between 75 and 70% of the value of the real estate you wish to purchase.

If you are buying a principal home or improving an existing property, you can borrow up to USD 500,000. Generally, holiday homebuyers can obtain a maximum of USD 300,000. 

If you intend to construct a property on a piece of land, this can be up to 50% financed to a maximum amount of USD 150,000 over 15 years. Interest rates vary according to the amount borrowed:

Average Interest Rates:
Amount Interest Rate
Up to USD 150,000 6.50% p.a.
Over USD 150,001 6.25% p.a.

Get in touch


(+507) 343 3909



PH El Palmar Residences,
Sales Office #1, Panamerican Road Km 93,
San Carlos, Panama